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16 Minutes on the News #15: Alternative Data for Credit; Retail Shopping Shifts

Seema Amble, Rex Salisbury, Jeff Jordan, Connie Chan, and Sonal Chokshi Posted December 15, 2019
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This is the 15th episode of 16 Minutes, our news show where we cover the top headlines, the a16z Podcast way: what’s real / what’s hype; what’s interesting from our vantage point in tech. This week (after a brief hiatus for our annual innovation event and November holidays), we cover the following news… in conversation with Sonal Chokshi:

  1. use of alternative data in credit underwriting — Five federal regulatory agencies (the Federal Reserve Board, the Consumer Financial Protection Bureau, the Federal Deposit Insurance Corporation, the Office of the Controller of the Currency, and the National Credit Union Administration) recently issued a joint statement on the use of alternative data in credit underwriting; what does this news really indicate, and what are the implications for both consumers and companies? — with Seema Amble and Rex Salisbury.
  2. big annual shopping days and retail trends — From Black Friday to Cyber Monday to Singles’ Day and Prime Day and seemingly unprecedented sales, where are we in the shift from offline to online commerce, on the so-called “death of retail”, and on other tech (chatbots, logistics) changing shopping? — with Jeff Jordan and Connie Chan.

Relevant/ related links:

About the Contributors

Seema Amble

is a partner at Andreessen Horowitz, where she focuses on investments in B2B software and fintech.

Rex Salisbury

Rex is a partner on the fintech team at Andreessen Horowitz. He also runs Cambrian, a 3,000+ member community for founders and product leaders in fintech with chapters in SF and NYC. He previously worked in product and engineering at Checkr & Sindeo, automating background checks and mortgages, r...

Jeff Jordan

is an a16z General Partner focused on consumer companies.

Connie Chan

is a General Partner at Andreessen Horowitz where she focuses on investing in consumer technology.

Sonal Chokshi

is Editor in Chief of Crypto at Andreessen Horowitz.

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