Every company is a fintech company.

Our Investment Thesis

Fintech companies are innovating across broad categories — in banking, lending, insurance, real estate, and investing — both on the customer facing side and in core infrastructure. We believe the combination of mobile, digital money, machine learning, and new data sources offers startups a unique opportunity to leapfrog outdated infrastructure and compete with incumbent financial institutions to reimagine the way we manage our finances.

Fintech used to mean selling technology to large banks. Today, it means going full stack and building fundamentally better and more inclusive experiences for consumers, whether that’s expanding access to credit, developing autonomous finance tools, or streamlining the path to home ownership.

The number of opportunities in this space is exploding. We believe the next era of financial services will come from seemingly unexpected places—and that tech companies will become the entry point to banking in new and innovative ways.

Any investments or portfolio companies mentioned, referred to, or described on this page are not representative of all investments in vehicles managed by a16z and there can be no assurance that the investments will be profitable or that other investments made in the future will have similar characteristics or results. Exits include current and former a16z portfolio companies which have been acquired as well as companies which have undergone an initial public offering or direct public offering of shares. Certain publicly traded companies on this list may still be held in Andreessen Horowitz funds. A list of investments made by funds managed by a16z is available here: https://a16z.com/investments/. Excluded from this list are investments for which the issuer has not provided permission for a16z to disclose publicly as well as unannounced investments in publicly traded digital assets. Further, the list of investments is updated monthly and as such may not reflect most recent a16z investments. Past results of Andreessen Horowitz’s investments, pooled investment vehicles, or investment strategies are not necessarily indicative of future results.