Simplifying Your Fintech Funding Strategy

Fintech entrepreneurs always ask us how they can best understand, plan for, and execute a funding strategy. It’s not only a complicated subject, it can also be incredibly specific to both the individual company and that company’s current funding needs. What funding structure is ideal for your company right now? How do you set up and manage a warehouse facility? How should you prepare for and undertake a debt raise?

To answer these questions and more, we created our series on How Companies Can Simplify Their Funding Strategy.

Keep an eye on this page for future installments to come!

Featured Articles

1. Launching a Financial Product:
How to Choose the Right Funding Structure
Nathan Yoon, Melissa Wasser, and David Haber

One of the most common conversations we have with fintech entrepreneurs looking to launch a new financial product is about determining the right strategy for funding their business. Whether you’re a vertical software company looking to launch a factoring product (selling accounts receivables at less than par), or a fintech lender trying to finance a new asset class, choosing the right funding structure can have a meaningful impact on the trajectory of your company, its ability to scale, and your bottom line.

In our new four-part debt series, we’ll walk through 1) choosing the right…

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2. Negotiating Your First Warehouse Facility:
Trade-offs Across Terms
David Haber, Melissa Wasser, and JJ Yu

Far too often, we see early stage founders focus exclusively on finding the lowest cost of capital. From our collective experience helping startups raise dozens of facilities and working with a variety of lenders, we believe that this approach can overlook many other—and often more important—variables that can have a significant impact on a company’s trajectory, especially for those companies still looking to find product-market fit.

Our belief is that one’s capital markets efforts should be an enabler for future growth and never a bottleneck. As a result, it’s critical for one’s strategy…

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3. It’s Time to Raise Your Debt Facility:
Execution Tactics for Founders
David Haber, Melissa Wasser, and JJ Yu

At this point, your company has decided to raise debt or at least would like to explore the option… where do you start?

If this is your first time embarking on a debt raise, it can be a daunting task, particularly given the sheer number of options, structures to consider, resources required, and ever-evolving debt provider landscape. Successfully getting a facility in place takes time and effort, but the more prepared you are and the more you can stick to a timeline, the easier (and more efficient) your process will be…

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