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The VP of Apple Pay and Apple Wallet discusses the challenges she confronted pushing Apple Pay into the mainstream, new Apple verticals on the horizon, and her advice for early entrepreneurs.
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Blackstone's CTO describes the qualities he looks for in early stage companies and predicts AI's impact on real estate, credit, and energy.
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There’s likely a whole category of non-AI companies and products that can FINALLY exist *because of the productivity gains of AI.*
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a16z’s Fintech partners analyze Intuit’s new AI assistant, JPM’s partnership with Gusto, and mark a recent embedded fintech development.
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In this episode of a16z Live, we are joined by Titan co-founder and co-CEO Clayton Gardner; a16z General Partner Anish Acharya; and a16z growth partner, Alex Immerman. The trio starts their conversation by diving into th...
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As I reflect upon my experience building Bond Street (an SMB lending startup we sold to Goldman Sachs in 2017), one of the biggest challenges we faced was in scaling customer acquisition. In retrospect, there were two cr...
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We are in the early days of consumer fintech -- today, only 15% of Americans bank exclusively through fintechs, and Wall Street real estate remains dominated by legacy players. But that is poised to change, and we are se...
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Conventional wisdom holds that passive trading is the rational investing strategy. Active traders are often portrayed as gambling rubes or lucky opportunists who will (eventually) be handily beaten by index funds. But th...
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Imagine you never had to think about buying insurance—that it was automatically attached to everything you own. Your apartment is broken into? Renters insurance came with your lease. Your dog breaks his leg? Your vet bil...
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One of the first challenges I faced when I joined Credit Karma’s product team four years ago was adapting my more generalized product management experience to the specificity of fintech and financial services. In that fi...
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In 2006, LendingClub introduced a then-novel business model: the ability to offer online personal loans to millions of underserved customers. The peer-to-peer lender was a media and investor darling, hailed as a tech-ena...
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Distribution is almost always challenging for startups; incumbents have the distribution advantage. This is especially true in fintech: First, it’s difficult to get potential customers’ attention -- how often do you acti...
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The “wallet” in the modern sense of “flat case for holding paper currency” dates back almost 200 years. The word itself goes back 700 years, and the concept (minus paper currency) for millennia.
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BY MICHAEL V. COPELAND
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“Necessity, who is the mother of invention”
Consumer Fintech
We are in the early days of consumer fintech. What’s ahead? Think numerous $10B-$100B companies serving previously overlooked audiences with new spending, saving, investing, and lending opportunities.
Featured Consumer Fintech Content
We are in the early days of consumer fintech -- today, only 15% of Americans bank exclusively through fintechs, and Wall Street real estate remains dominated by legacy players. But that is poised to change, and we are se...
When the U.S. government pursued its huge Covid stimulus package in 2020, they likely had little idea their actions would have such an impact on consumer fintech.
In this episode of a16z Live, we are joined by Titan co-founder and co-CEO Clayton Gardner; a16z General Partner Anish Acharya; and a16z growth partner, Alex Immerman. The trio starts their conversation by diving into th...
Travel is a trillion-dollar industry stuck in the past. The last major breakthrough came in the 1990s, with the emergence of online travel agencies (OTAs) like Booking.com and Expedia to aggregate inventory. Unless you h...
All Consumer Fintech Content
-
The VP of Apple Pay and Apple Wallet discusses the challenges she confronted pushing Apple Pay into the mainstream, new Apple verticals on the horizon, and her advice for early entrepreneurs.
-
Blackstone's CTO describes the qualities he looks for in early stage companies and predicts AI's impact on real estate, credit, and energy.
-
There’s likely a whole category of non-AI companies and products that can FINALLY exist *because of the productivity gains of AI.*
-
a16z’s Fintech partners analyze Intuit’s new AI assistant, JPM’s partnership with Gusto, and mark a recent embedded fintech development.
-
In this episode of a16z Live, we are joined by Titan co-founder and co-CEO Clayton Gardner; a16z General Partner Anish Acharya; and a16z growth partner, Alex Immerman. The trio starts their conversation by diving into th...
-
As I reflect upon my experience building Bond Street (an SMB lending startup we sold to Goldman Sachs in 2017), one of the biggest challenges we faced was in scaling customer acquisition. In retrospect, there were two cr...
-
We are in the early days of consumer fintech -- today, only 15% of Americans bank exclusively through fintechs, and Wall Street real estate remains dominated by legacy players. But that is poised to change, and we are se...
-
Conventional wisdom holds that passive trading is the rational investing strategy. Active traders are often portrayed as gambling rubes or lucky opportunists who will (eventually) be handily beaten by index funds. But th...
-
Imagine you never had to think about buying insurance—that it was automatically attached to everything you own. Your apartment is broken into? Renters insurance came with your lease. Your dog breaks his leg? Your vet bil...
-
One of the first challenges I faced when I joined Credit Karma’s product team four years ago was adapting my more generalized product management experience to the specificity of fintech and financial services. In that fi...
-
In 2006, LendingClub introduced a then-novel business model: the ability to offer online personal loans to millions of underserved customers. The peer-to-peer lender was a media and investor darling, hailed as a tech-ena...
-
Distribution is almost always challenging for startups; incumbents have the distribution advantage. This is especially true in fintech: First, it’s difficult to get potential customers’ attention -- how often do you acti...
-
The “wallet” in the modern sense of “flat case for holding paper currency” dates back almost 200 years. The word itself goes back 700 years, and the concept (minus paper currency) for millennia.
-
BY MICHAEL V. COPELAND
-
“Necessity, who is the mother of invention”