Fintech

This transcript has been condensed and edited for readability and clarity.

a16z partner Seema Amble talks with the founder and current executive chairman of Marqeta Jason Gardner about how to expand in multiple verticals.

a16z partner Seema Amble talks with co-founder and CEO of Pilot Waseem Daher on pricing and never stepping away from doing founder-led sales.

a16z partner Seema Amble talks with co-founder and CEO of Mercury Immad Akhund about how to compete in a category already filled with incumbents.

Millennials and Gen Z have been hard-hit by the one-two punch of the 2008 and 2020 financial crises. That experience has radically shaped their approach to finances and their mindset around credit and debt. This episode explores how fintech founders are now designing products tailored to the financial challenges of younger consumers, from managing and avoiding student loans to building credit to saving and budgeting apps.

This episode is the second in a two-part series that examines the pandemic’s impact on real estate. This episode, Part 2, focuses on the fallout for renters and landlords.

This episode is the first in a two-part series that examines the pandemic’s impact on real estate. Part 1 focuses on prospective home buyers, sellers, and existing homeowners. Part 2 (streaming on 6/17) addresses renters and landlords. How has social distancing shaken up the market to buy? What’s the ripple effect of eviction freezes and a record number of homes in forbearance? And how can tech streamline the inefficient process of renting, buying, and selling a home?

The U.S. Federal Reserve recently made a range of moves -- from cutting interest rates to near zero (which it also did in the 2008 financial crisis) and using other tools -- to support "the flow of credit to households and businesses, thereby promote its maximum employment and price stability goals" during this current pandemic and public health crisis. However... what does this mean for small businesses, which may be most impacted? What's the difference between monetary and fiscal policy here; where does rhetoric (such as around buybacks vs. dividends) confuse; how does adjudication and disbursement work... and where could technology come in? In this short-but-deep dive episode of 16 Minutes on the News, a16z general partner on fintech Alex Rampell -- who also covered quantitative easing and more on a previous episode -- breaks it all down in 18 minutes, with useful analogies, in conversation with Sonal Chokshi. How do we stop not just the novel coronavirus, but the economic virus, too?

In this 19th episode of our news show, where we cover recent headlines from our vantage point in tech, we cover the following news items: 1) Recent moves to regulate artificial intelligence (AI) software including the White House's recent guidance (and op-ed from the U.S. CTO) on AI in general, as well as limits to exports of specific AI software that went into effect this week -- with operating partner Frank Chen (whose talk was cited in an earlier White House report); 2) Recent activity on the topic of negative interest rates as well as quantitative easing, given recent remarks (and paper) from former chairman of the Federal Reserve Ben Bernanke -- with general partner Alex Rampell, who covers all things fintech.

Smart energy grids. Voice-first companion apps. Programmable medicines. AI tools for kids.
We asked over 40 partners across a16z to preview one big idea they believe will drive innovation in the coming year.

We aim to demystify the “B2FI” (or “business to financial institution”) for fintech companies, with lessons from those who have experienced it.

Embarking on a debt raise can be a daunting task and we aim to demystify the debt-raising process at large and navigate you through it.

How cross-border infrastructure, instant payments, and open banking advances are creating a more integrated, financially inclusive world.

The company of the future is default global. Top fintech entrepreneurs are pursuing integrated cross-border payment infrastructure and full-stack solutions.

The process of moving money between countries is complicated and costly. Here's how foreign exchange works and what happens when you send money abroad.

The UK is the goldilocks of financial services: big enough to be meaningful on a global scale, but small enough to make decisions faster than the U.S. or the rest of Europe.

Fintech has the potential to fully drive India’s economy. One major factor: the Reserve Bank of India has enacted progressive regulations at a rapid pace.

Advances in licensing and open finance, the promise of ubiquitous instant payments, and regulatory support for solutions are feeding a fintech surge.