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a16z General Partner Angela Strange, Plaid CEO Zach Perret, and Marqeta CEO Simon Khalaf discuss how AI and fintech will shape the future of banking.
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The CFPB published its proposed Personal Financial Data Rights rule, which could usher in an open banking shift.
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a16z’s Fintech partners analyze Intuit’s new AI assistant, JPM’s partnership with Gusto, and mark a recent embedded fintech development.
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a16z will lead the Series A of Moment, a new company building infrastructure that abstracts away the complexities of embedding fixed income investments in any application.
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Visa and Mastercard currently facilitate more than three-quarters of all credit card transactions in the United States, at a time when post-pandemic Americans are now using credit or debit cards for roughly 57% of all tr...
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Over the past several years, the field of fintech infrastructure has exploded with venture capital investment and entrepreneurial attention. Between the emergence of Stripe, Plaid, and other category-defining decacorns;...
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Over the past 20 years, there has been a dramatic shift in capital flow from the public to private markets. Since 2000, private market assets have grown over 10 times, representing over $6 trillion globally. This trend h...
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Open source will catalyze the financial services industry's biggest evolution to date. This evolution will shift the power in this $25 trillion industry from business executives to developers, not just in fintech compani...
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In the last 10 years, as neobanks emerged and consumer financial services came online, the prevailing assumption was that credit unions and community banks would slowly die off. How would a locally-focused, relationship-...
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The internet has many legacies, but its greatest one is disintermediation. And the greatest disintermediation—of the banking system—is coming soon to an app near you.
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In the near future, I believe every company will derive a significant portion of its revenue from financial services. That’s going to fundamentally change banking as we know it. Even companies that have nothing to do with financial services will have the opportunity to benefit from fintech.
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In the economic process known as creative destruction, new technologies displace—and eventually destroy—old structures. Nowhere is this more evident in financial services than recent structural shifts in brokerage firms,...
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1/n Visa today has a $328B market cap, bigger than virtually every bank on earth (JPM at $384B is the only one bigger). And yet it started out as a non-profit owned BY banks. How did it become more valuable than its “par...
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“Nobody goes there anymore. It’s too crowded”