This episode is the second in a two-part series that examines the pandemic’s impact on real estate. Part 1 focused on prospective home buyers, sellers, and existing homeowners. This episode, Part 2, addresses renters a...

This episode is the first in a two-part series that examines the pandemic’s impact on real estate. Part 1 focuses on prospective home buyers, sellers, and existing homeowners. Part 2 addresses renters and landlords.

The irony of our systems working so well — technological, corporate, and yes, even political — is that we’ve become too comfortable: matching to others just like us, producing less, taking fewer risks....

The largest asset class in the United States is owner-occupied real estate, yet options for homeowners accessing this are very binary right now: either own 100% of your home (with a mortgage), or own nothing. And when pe...

As we first shared in 2019, everything is relative — especially home prices in the Bay Area. These prices have continued to rise on an absolute basis over the last 12 years; the typical home in Palo Alto, for example, ...

Being a landlord sounds like a terrific thing, and it has been a powerful path to wealth creation for so many people for centuries. But there are two problems:

We’ve written extensively about the unbundling trend: large, horizontal platforms like eBay or Craigslist getting challenged by startups that better serve the specific needs of a vertical on that incumbent platform. �...

Owning a home has long been the American dream: nearly two-thirds of Americans have purchased a home, most often with the help of a mortgage, yielding nearly $10 trillion (and growing) in residential mortgage debt. Most ...

Hemingway famously wrote that there are two ways to go bankrupt: gradually, then suddenly. In many ways, the impact of technology on our day-to-day financial choices has followed a similar trajectory. Fintech has been a ...

One of the linchpins of the American dream is a path to home ownership—home ownership has been a path to financial progress for millions of individuals and holds an outsized cultural significance in our society as the ...

This first appeared in the monthly a16z fintech newsletter. Subscribe here to stay on top of the latest fintech news. 

Tech is fundamentally rethinking the way consumers purchase, and ultimately own, a home.  Companies like Divvy offer a stair-step between renting and owning.

We are excited to announce our investment in Loft, which in a little more than one year has gone from a PowerPoint presentation to one of the fastest growing real estate companies we’ve ever seen.